CAPITAL CREDITS
Understanding Capital Credits
When you pay for electric service, part of your payment may be more than the actual cost of providing that service. Those extra funds are called capital credits. Instead of being kept as profit, capital credits are allocated back to members—based on the amount of electricity each member purchased during the year.
How it works:
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Each April, the cooperative sends members a Capital Credit Certificate showing the amount credited for the prior year.
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Capital credits remain with the cooperative to help fund system improvements and keep rates stable until the Board of Trustees determines the financial condition allows refunds.
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When refunds are issued, they are applied first to any unpaid bills on the account.
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Currently, refunds are made on about a 15-year rotation, depending on the cooperative’s financial health.
Why keeping your address current matters:
If you move out of our service area, please be sure to update your mailing address so we can send your refund when it becomes available.
Unclaimed Capital Credits – 2nd Allocation of 2025
Click below to see the list of members we have been unable to locate, or who have not cashed their refund checks. If you see your name, please contact RCEC at 575-356-4491. If you recognize someone on the list, please let them or their heirs know to give us a call.
Important Notice: Any unclaimed refunds from the 2nd allocation of 1995 must be claimed by November 14, 2025. After that date, they will be deposited into the Roosevelt County Electric Education Foundation Fund and cannot be reissued.